Shopper in a yellow outfit checking the app on her phone
The Happy Pay App

Manage everything in one place.

Download the app, create your free account and start browsing thousands of stores and products.

Get it on Google PlayDownload on the App Store4.9 ★ · 3,236 App Store reviews
Inside the app

Simple by design.

Everything you need to shop, pay and stay on top of your budget, in one app.

See exactly what you owe and when to stay on top of your budget.

Apply and get approved in seconds, right inside the app.

Access member-only discounts from hundreds of partner stores.

Curated product feeds meet real-time price comparison across every merchant on the platform.

See it in action

Shop. Pay. Track.

9:41
Shop
Available to spendR25,000
Search & Shop anywhere
AllFashionTechHomeBeauty
On SaleView all
50% OFF

Timberland Authentic Lace-up Boot

Timberland

R5,299

R2,649

43% OFF

iPhone 15

Revibe

R17,600

R10,099

50% OFF

Timberland Premium 6-inch Waterproof Boot

Timberland

R5,399

R2,699

FeaturedView all

Adidas Astrastar Sneakers

Tekkie Town

R1,899.95

Reebok Workout Plus

Street Gym

R1,799

On Cloudpulse Next 1.0

Street Gym

R2,499

New InView all
25% OFF

Track Jacket

R999

R749

Ceramic Vase

R199

Body Butter

R149

Your WishlistView all

Skincare Set

R249

Gaming Headset

R1,199

50% OFF

Timberland Authentic Lace-up Boot

Timberland

R2,649R5,299

The original waterproof boot in premium nubuck leather, with a padded collar for comfort around the ankle and a rubber lug outsole for grip.

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Shop

2000+ stores, one feed

9:41
HWelcomeHailey
Credit ScoreExcellent standing750
300850
Available to spendR25,000Approved LimitR25,000
PLUSaccount typeShop Now
Wish listSaleOffersHelp
Orders2 Active
Total amount owedR1,283.00
1 upcoming paymentNext 25th Oct : R641.50Pay now
Your loyalty cards3 cards ready to scan at the tillView
Store DirectoryView all
All Brands
Search brands...
AllFashionFootwearBeautyHomewareElectronics
AckermansCrocs South AfricaVansEdgarsLegitTekkie TownTimberlandSABirkenstockEleven PastGALXBOYHifi CorporationIncredible Connection
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Home

Your limit, at a glance

9:41
Orders
You oweR1,283.00
Active OrdersCompleted Orders
SSuperbalistOrder #A48F2Court Sneaker · 2 paymentsR2,566.00Manage
TTakealotOrder #B71C4Wireless Buds · 3 paymentsR1,039.00Manage
CCotton OnOrder #C92D8Winter Hoodie · 2 paymentsR649.00Manage
LLEGITOrder #D14A9Denim Jacket · 3 paymentsR899.00Manage
Select Payments
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Orders

Every plan, zero interest

9:41
Loyalty Cards
Clicks ClubCard
Dis-Chem
Pick n Pay Smart Shopper
Clicks ClubCard
1234 5678 9012 3

MANAGE

NotesAdd a note...
Card Number1234567890123
Delete Card
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Loyalty cards

Every store card, one wallet

Flexibility built around you

Everything included.

One account, one split, nothing bolted on afterwards. This is the whole of it.

The Happy Pay app open on a phone, lying on a beach towel in the sun
Interest
0%on every purchase, always
Deposit
FromR0R0 on pay in 2, 25% on pay in 3
Payments
2 or 3timed to your paydays
Spending limit
Up toR25,000based on affordability
Stores
2000+online and in-store
Approval
Secondsno long forms